Gastric Bypass Cost
Gastric Bypass Cost
Next to the doctor-imposed limitations on who can qualify for a weight loss surgery procedure, perhaps the second most important consideration prior to having this type of operation has to do with the gastric bypass cost. Because it is a major surgery, it is safe to assume that the procedure will set you back a few thousand dollars. Being able to pick the most competitive price between surgeons as well as being able to look for alternative ways to fund the surgery, can be a significant boost to one’s chances of getting the surgery at minimal cost.
Based on surveys conducted by the health agencies, the average gastric bypass surgery cost in the United States falls between the $20,000 to $25,000 range. This is inclusive of surgeon fees, anaesthesia, and in-patient care for the first two or three days following surgery. The cost does not cover post-surgical care beyond the mandatory rest period of 3 days as well as extra needs like hiring a nutritionist to design a diet plan post-surgery.
There are also gastric bypass cost implications with regard to the location where the surgery is being done. Major metropolitan areas where world-class medical facilities are located tend to charge higher rates for gastric bypass surgeries. Consequently, these facilities also tend to have the best surgeons and doctors who are well received in their respective fields of practices. Lower gastric bypass cost away from these metropolitan locations are typically administered by doctors who are properly trained but have yet to establish a name for themselves on the national level.
Once you are able to narrow your selections on where you desire to have the surgery, the next important thing is to determine potential sources of funding to help you shoulder your gastric bypass cost. Medicare policies only cover gastric bypass surgeries if doctors certify that the weight problem is life threatening due to existing co-morbidities like Type II diabetes or heart ailments. Medicare also requires co-payment and co-insurance schemes which may increase the share for payment coming out of the patient’s pocket.
After Medicare, there are also health insurance plans that cover gastric bypass cost, however these should be thoroughly reviewed with your insurance provider to make sure that the scope is properly agreed on. In certain cases, health care insurance providers will only cover the actual surgery, and will only do so up to a certain percentage. Knowing these facts beforehand can significantly help patients prepare for any spending contingencies that may arise and are beyond the coverage of standard insurance policies.
As a last resort, there are companies which offer loans exclusive for gastric bypass procedures. Like most loans, these may require physical assets as collateral. The corresponding interest rates may also apply, not to mention amortization schemes as agreed during the time the loan was secured. Bottom line, alternative funding for gastric bypass procedures have to be thoroughly checked to ensure that these are compatible with your preferred payment schemes and budget.
Regardless of the high gastric bypass cost which patients must be concerned about, there is no arguing that a gastric bypass procedure can be a lifesaver for many. As such, cost may only come as a secondary consideration in the interest of saving someone’s life and ushering them to a lifestyle of health free from the grips of weight problems. Wherever possible, find ways to fund your prospective procedure even if you need to take up loans in the process. Gastric bypass cost is a minimal consideration compared to the life threating medical situations brought on by being morbidly obese.